Good job man! I get to start paying mine back this school-year-end. Hurray!
I know the M word is popular - but I have a lot of respect for my dad. For the last 13 or 14 years he's been building a new house (started when I was in grade 8, now I'm graduating Uni). Instead of taking out a mortgage he decided he was going to build it all himself, when he had the time/money. It has been a long process, but he has no debt over it, and he's almost done. That and the satisfaction of doing it yourself, plus all the awesome learning possibilities that come along, it's a learning experience like nothing else.
(For those interested, it's a White Pine log home 60x40, 11' ceilings, cathedral livingroom, full basement and second floor (except for balcony over cathedral ceiling livingroom). It's so beautiful. We sawed our own lumber too - white pine tongue and groove flooring, cedar ceilings and some walls, the rest will be drywalled.)
Anyway, congrats man! Dont spend all your new-found money on some fancy new tape deck for your car!