Think we discussed this before but...get the 30 year loan instead of 15. Your payments will be lower and you can always pay at the 15 year level to get equity faster...course this is assuming you get the same rate. Sometimes the 15 year loans are lower rates which would make me change my mind.
Points...I paid points on my last mortgage. You have to sit down and spreadsheet it...determine how long it will take to "pay back" those points. For us the interest rate was low enough with the points that we were on like a 3 year payback. Now we are just enjoying the lower rate...now, if your on a plan to live there for 3 years that would be a waste.
And, congrats...first homes are awesome.