This is why my fiance wont let me get a bike, nearly everyone we know has had some sort of bad accident with them. A guy i work with who used to ride put it this way, you WILL crash eventually, it just depends in what fashion and how badly.
there are idiot drivers out there no matter what type of vehicle you are in. On a motorcycle your visibility as a driver is much greater than those in a car or what have you. Saying that you will get in an accident for having a motorcycle isn't a valid reason on not getting one or at least not to me. My dad has had a motorcycle ever since he was 15 now in his 50s. Only accidents he was in was while driving a car not a cycle....